Financial planning (comprehensive, ongoing retainer, or a one-time snapshot), investment management, and college funding planning for individuals and families. Planning may include cash flow and budgeting, debt management, retirement planning, education planning, investment allocation review, tax-aware strategies (not tax preparation), insurance and risk review, employee benefits analysis, and estate planning coordination (not legal advice).

Yes. As a registered investment adviser, TRG has a fiduciary duty to act in your best interest at all times.

TRG is fee-only. Investment management is up to 1.00% of assets under management annually, billed quarterly in arrears. Financial plans are flat fees generally $1,500 to $3,000. Ongoing planning retainers run $150 to $500 per month. College funding planning is $1,500 to $3,000 as a one-time engagement, or $1,500 to $3,000 per year as a retainer. TRG receives no commissions, referral fees, or third-party compensation. Fees within these ranges are negotiable based on scope and complexity. Full detail is in Form ADV Part 2A, Item 5.

There’s no published minimum. TRG may apply minimum account sizes or minimum fees at its discretion, and we’ll tell you plainly before you engage.

Book an introductory call. We’ll talk through your situation and whether TRG’s services are a fit. There’s no cost and no obligation, and no advisory relationship exists until a written agreement is signed by both parties.

Yes — college funding planning is a core service, covering SAI analysis, 529 strategy, and multi-year funding projections coordinated with your retirement plan.

At least annually, and whenever something material changes — a marriage, a new job, a move, an inheritance, or a child approaching college.

An institutional retirement-plan and benefits background applied to household planning, and college funding treated as a genuine specialty rather than an add-on.